health insurance plans in utah

health insurance plans in utah, group health insurance plan utah, utah health insurance benefit plan designs

Utah Health Insurance Cost Containment Programs

Those insurance companies which are working in your best interests to keep down costs so that your premiums will be as reasonable as possible also are now using a number of programs to contain claim costs. By keeping claim costs down, you are also working toward keeping your future premium costs down-as well as your […]

Read the full Health Insurance Utah article…;

Design Your Utah Health Insurance Policy

There are several important factors in your health insurance policy that can result in cost savings for you-if you know what you and your family need. Some insurance companies allow you to choose from various options on these items. You should also try to assure that you can make changes in the future in case […]

Read the full Health Insurance Utah article…;

Co-Pay vs Co-Insurance Health Insurance Plan Comparison

Co-payment and co-insurance help insurance companies afford to provide the best medical coverage, which also must meet the financial need of the individual taking out the policy. Taking a closer look at co-payment and co-insurance might be a good idea when shopping around and subsequently purchasing your individual health insurance. Co-payment, also known as your […]

Read the full Health Insurance Utah article…;

HMO vs PPO Comparison| Which Health Insurance Plan Should You Choose?

HMO or PPO: Which Should You Choose? Health insurance plans are numerous, but there is a couple which are well known and usually the plan of choice. The two main types of plans are Health Maintenance Organizations (HMO) and Preferred Provider Organizations (PPO). When you are looking for health insurance coverage, it is especially important […]

Read the full Health Insurance Utah article…;

Individual Health Insurance Plan Extras in Utah

Between dental, vision, life, maternity and prescriptions, there are enough different types of health insurance add-ons to make anyone’s head spin. Learning about what each cover can be extremely instrumental in making your decision on which extras, if any, are right for you and your family. Dental – More than the thought of a root […]

Read the full Health Insurance Utah article…;

Flex Spending Account Health Insurance Review

Flexible Spending Accounts, otherwise known as FSA, are programs, which assist you in covering your medical expenses from co-pays to Band-Aids and everything in between. Many people confuse Flex Spending Accounts and Health Savings Accounts (HSA) because they are extremely similar additions. Let’s take a look at the benefits and disadvantages of Flex Spending Accounts. […]

Read the full Health Insurance Utah article…;

Health Savings Account or HSA in Utah for Health Insurance

Unlike the Flex Spending Account, which allows you to spend the money before you have placed it in the account, the Health Savings Account is more of a planning account for emergencies and only allows the spending amount, which is currently in the account. There are some different benefits the Health Savings Account has that […]

Read the full Health Insurance Utah article…;

Choosing a healthcare policy can be a very overwhelming task

Health care insurance is necessary for all individuals and families. It helps to keep you and your dependents healthy and provide the care needed when someone is ill. Additionally, it can offset financial ruin in the event that something terrible would happen and you did not have adequate insurance. Choosing a healthcare policy can be […]

Read the full Health Insurance Utah article…;

Questions to Ask When Shopping for Health Insurance Plan

Here are a few questions to ask or research when shopping around for your personal health insurance plan: Is this plan a PPO or HMO? What is the co-payment? What percentage is paid in-network (out-of-network)? Does the company offer dental/life/prescription/maternity? What benefits are parts of the extras (dental/life/prescription/maternity)? What would better suite me, a Flex […]

Read the full Health Insurance Utah article…;

List of Health Insurance Extras/Add Ons Questions to Ask

Comparing Health Insurance Extras/Add Ons (Dental Insurance, Life Insurance, Prescription Coverage, etc.) Dental: What is the premium? What is the deductible? Is there a co-payment with this plan? What standard procedures are covered? Is there an out of pocket maximum? If so, what is it? Life: What is the premium? What amount of coverage does […]

Read the full Health Insurance Utah article…;