Financial Records Needed to Get a Health Insurance Quote

Keeping your financial health records from previous years can help you figure out what type of plan you will need. This checklist will also help you figure out how much of a policy you need in order to keep at the current pace with medical requirements.

  • How much, on average, did you spend on prescriptions every year?
  • Did you max out your out of pocket expense in previous years?
  • Do you typically see specialists?
  • How much did you spend on specialist coverage?
  • How much did you spend on co-payments?
  • How much did you allot to your FSA or HSA?
  • How much is in your Health Savings Account currently?
  • How much, on average, did you spend on vision services?
  • How much, on average, did you spend on dental services?
  • How much are you paying towards your life insurance policy each paycheck?
  • Did you have any prior expenses (Maternity coverage, etc.) that are no longer needed in your plan?

Making a spreadsheet of all of your expenses is an easy way to keep track of the charges that you incur. Having your files electronically will also make it easier to search on certain terms rather than having to sort through piles of invoices and paperwork.

Financial Records Needed to Get a Health Insurance Quote

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